How I Save For Luxury Items

Have you ever walked into a shop or had a browse online and fallen instantly in love with an item. It’s the perfect colour and size, you can just imagine all those future outfit combinations. How that bag, jacket, pair of shoes or  luxury item will work with every current style in your wardrobe. How you honestly don’t know what you will do if you don’t get that item . . . . . okay maybe I am going a little bit over the top! This is not a life or death situation or even a serious decision that will majorly impact your life. It’s just an item, and I say this with strong authority on this matter, you still want this item and why not, it’s your money, why not spend it how and on what you want. So today’s post is all about my tips for saving for luxury items.

As a luxury lover and a sometimes personal shopper, my clients are mainly hardworking women who carefully consider each and every purchase. It’s good business for me if my clients are 100% happy with what they purchase, as I know this will mean repeat custom. They are not multi-millionaires, they are just like you and me (assuming that if you are still reading this post, you love luxury as much as I do) and have to save for each luxury purchase.

These are the tips that I give out to clients and that I use myself, I hope you find them useful.

1) I have one account,which I split into three section. One being my main account, where my monthly salary goes into. I then have two other accounts set alongside, one for my savings, which I use in case of emergencies, house repair, car repair, rainy day fund etc. The third is what I affectionately call, my handbag fund. I top this up whenever I have a bit of spare income. Maybe a bonus at work or if I sell a bag. It helps me knowing exactly how much I have saved and it means that when I find a bag I love, I can check to see if I have enough money in this account to buy it.

2) I love a deal, who doesn’t! I am always hunting for dinner deals or places that are offering dinner promotions and as I mainly plan going out well in advance, I can take advantage of these deals. I regularly use Open Table and I set myself a dinner and drinks out budget, it’s a small budget ,which I occasionally top up for special occasions. Since doing this I have saved a fortune. Also, if eating out with friends, don’t be offended if your meal comes to a lot less than theirs and you want to pay for your share and the tip. Good friends will understand and won’t expect you to supplement their meal.

 3) Think about the things you do weekly or monthly and can you do these cheaper elsewhere or maybe do them yourself. I used to get my hair blow dried every week for £25 a time. It doesn’t seem a lot, it wasn’t until I calculated that I was spending £100 a month, that’s £1200 a year! Money that I could use to buy a bag, it made me stop and think. In-fact, in 2016 I purchased a WOC at Heathrow Airport for £1180, the exact price of that yearly blow dry. I stopped getting my hair done nearly 11 months prior and now every time I look at my WOC, I think my Chanel is more important to me than having perfect hair. Another thing to mention is I do my own manicures at home (not pedicures, that’s something I won’t give up) and that has saved me hundreds too. I also like having mini spa days at home using at home face masks.

4) Like with tip 2, I often shop for clothes & bags when there are great deals to be had. I purchased my Givenchy Antigona during a Harvey Nichols 20% off promotion saving £300 off the RRP. A lot of companies offer promotions if you sign up to their mailing list. If you don’t want all the emails, then just unsubscribe once you have used the discount (but shhhh don’t tell anyone I told you that.) I also try and purchase all my luxury items from Harrods as they offer a great money back incentive. If you live in the US I know a few of the luxury department stores do the same there.

5) I like to use money saving apps when I make purchases, there are lots of options out there like Quid Co, you can earn back money when you shop through them. I recently accumulated £120, just buy buying all my families Christmas presents and food shops during 2017. I treated myself to a Dior limited addition lipstick set, as my husband likes to say it’s money for nothing.

I really hope you found these tips useful, I could go on and on. If you would like me to share some more tips, please comment below and I will put together another list.

Thank you for reading.



All the views expressed in this post are my own I did not receive anything for writing this.



  1. 26th March 2018 / 10:20 am

    I’m a big fan of saving cash like this… as you said when you love pretty things and they’re not in your everyday budget you have to make sacrifices.
    Great post!

    Siobhán xx

    • Sarahthenelizabeth 26th March 2018 / 3:17 pm

      Thank you for reading Siobhán. I am really glad you enjoyed my post.

      Sarah xxx

  2. Mimi
    26th March 2018 / 7:11 pm

    I also do same Sarah.. its satisfying knowing you worked and saved hard for that beloved piece. Thanks for the extra tips.. I may have to forfeit manicures to get another WOC for my collection.. great tip there..

    • Sarahthenelizabeth 28th March 2018 / 11:00 am

      Thank you Mimi, I am so glad you liked my post. I really enjoy doing my own manicures at home now. Thank you for reading Sarah xx

  3. 3rd April 2018 / 7:34 am

    Great blog Sarah. As usual your pics are fabulous! I’m a frugal living queen too, loved your tips, I’ll be borrowing some of them Tamara @armcandybagco

  4. 6th April 2018 / 6:57 pm

    Love this! I’m always looking for for he next bargain! I also use a money back app, it’s super good and I mean it’s like saving money since you get money back when you purchase things 😉 keep writing! Love Reading your posts! And I definitely need to go to that outlet place you wrote an article about!! Xxxx

    • Sarahthenelizabeth 7th April 2018 / 9:15 pm

      Thank you Helena,
      I am so glad you enjoyed my article. Money saving apps are basically free money right. I hope you get a chance to visit it’s a great place for designer bargains.
      Thank you for reading
      xxx Sarah

  5. Ashley A. Clark
    2nd June 2018 / 5:09 am

    Whoa!!!!!! These are great tips!!!!! I love dinner apps as well! I. America we have a great one called Resy!!!!

    • Sarahthenelizabeth 2nd June 2018 / 9:11 am

      Hi Ashley,

      Dinner apps are brilliant I haven’t heard of Resy I will look it up now.
      Thank you for reading.

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